Thought on becoming a homeowner
We are buying a house in Edgewater, contingent on a couple of things. It's not my dream house, but then again, I don't think it's good to hold out for your dream anything because that's a surefire way to sink into the swamp of indecision.
Everyone asks, "aren't you excited?" The answer is, not really. Parting with a large sum of money hurts. I feel compelled to write that in all caps: IT HURTS. IT M$&*(@F*#$ING HURTS.
During this process I've been constantly astounded that anyone would ever have entered into the housebuying process lightly. The fact that I saved up my money and waited instead of not putting any money down and not waiting makes me feel really, really out of touch with "Mainstream America," I guess.
Everyone asks, "aren't you excited?" The answer is, not really. Parting with a large sum of money hurts. I feel compelled to write that in all caps: IT HURTS. IT M$&*(@F*#$ING HURTS.
During this process I've been constantly astounded that anyone would ever have entered into the housebuying process lightly. The fact that I saved up my money and waited instead of not putting any money down and not waiting makes me feel really, really out of touch with "Mainstream America," I guess.
posted by Christine Borne at 6:04 PM
3 Comments:
i think the majority of americans have been led to believe that it's okay not to save up for anything...borrow money/charge it and voila...instant gratification.
you guys are doing it the smart way, especially when it comes to buying a house.
congrats on being a homeowner.
It's pretty hard to know who "mainstream America" is, right? Homeowners who saved, put a chunk of money down, and continue to pay against their affordable mortgages are not making news. I'm sure you know this, but seriously, it's good to take breaks from the media bleating.
I was single when I bought my first house and I guess it was scary but I really really wanted my own space. I was highly motivated. You need to be motivated by something to want to buy a house. That's what my financial advisor father always told me -- don't buy a house because you think it's going to save you money! -- and I think he's right.
Touché, Jeanne. It's times like these when I remember being more satisfied with life when I did NOT pay attention to the news. I wish there was some way to pay attention and not pay attention at the same time. I think Joseph Campbell wrote about something like that.
I mean, almost everyone I know personally is smart with their money. It's always that shadowy, nefarious "them" who's ruining it for everyone else - that's who the news gets you to think about. It's kind of divisive - it encourages you to feel superior, in a way that makes me feel icky.
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